Human expertise, AI execution.
United States
AI-Powered Credit Risk Management

Spot risk before it becomes bad debt

Kolleno checks every new customer's credit and keeps watching after they're onboarded, flagging risk changes the moment they happen. No more finding out a rating dropped after they've already missed a payment. One clear, constant view of who's safe to extend credit to, and who needs attention now.

Spot risk before it becomes bad debt
4.9 of 5

Based on reviews across G2, Capterra, Gartner | ISO 27001 Certified | SOC 2 Type II & SOC 1 Type II

Credit risk management, orchestrated end to end

Catch credit risk changes as they happen

Catch credit risk changes as they happen

Manual monitoring means risk shifts often go unnoticed until an invoice is overdue.

Portfolio risk shifts are easy to miss until they surface as an overdue invoice. Kolleno’s AI Agents continuously monitor every client’s credit profile and flag changes in real time, so your team can act the moment risk emerges.

Assess credit risk with current data

Assess credit risk with current data

Approval decisions often rely on credit reports pulled once and rarely updated.

Approving accounts on outdated reports and scattered portals slows decisions, but Kolleno’s platform brings live agency data into one place for instant assessment.

AI flags the risk, your team decides what happens next

AI flags the risk, your team decides what happens next

Without a defined process, at-risk accounts get handled differently depending on who picks them up.

Inconsistent processes leave at-risk accounts mishandled or missed, while Kolleno lets teams configure workflows so credit policy is orchestrated the same way, every time.

Recover debt wherever your clients are

Recover debt wherever your clients are

Overseas debt often gets written off simply because local recovery expertise isn't available.

Kolleno connects your team directly to local and international collection agencies and recovery specialists, so debt doesn’t stop being recoverable at a border.

Your team's effort, multiplied by AI Agents

Custom AI Agents, orchestrated by you

Configure AI Agents to handle collections your way. Set communication tone, choose languages, define escalation triggers, and adjust follow-up timing seamlessly.

Custom AI Agents, orchestrated by you

When credit risk goes unwatched

Manual monitoring misses shifts until they become bad debt. Kolleno's AI Agents catch them in real time.

Pain Points
Inconsistent credit risk monitoring
Outdated, scattered credit risk assessment
No consistent workflow for at-risk accounts
Overseas bad debt goes unrecovered
Without Kolleno
Credit profiles shift for weeks before anyone notices the overdue invoice
Controllers check agency portals and spreadsheets by hand before approving accounts
At-risk accounts get handled inconsistently, depending on whose desk they land on
Teams often lack the local contacts or reach to recover overseas debt
With Kolleno AI Agents
AI Agents monitor credit profiles in real time and flag risk instantly
Platform pulls live agency data together for automated credit risk assessment
AI Agents orchestrate your credit policy the same way, every time
Kolleno's network of B2B agencies enables international debt recovery, anywhere

Sereni delegated 20 hours of their manual work to AI Agents

Bart Van den Bossche
Bart Van den Bossche
CFO • Sereni
We went from spending 20+ hours per week on manual reconciliation to having more than 82% of our transactions matched automatically, with a few exceptions that require manual review.
  • 82% payments matched automatically
  • 20 hours of work saved each week
  • 30% improvement in credit notes matching accuracy

Frequently asked questions

How does Kolleno help prevent bad debt?

Kolleno automates credit checks for new clients and continuously monitors risk exposure in real-time. It alerts you to potential credit risks early, so you can take proactive steps to prevent bad debt.

Can Kolleno integrate with external credit agencies?

Yes, Kolleno integrates with leading external credit agencies to provide up-to-date credit reports and risk assessments, ensuring informed decision-making.

How does Kolleno notify me of credit risks?

Kolleno sends real-time credit alerts whenever there’s a change in a client’s credit profile, allowing you to act quickly and mitigate potential risks.

How does Kolleno automate credit management workflows?

You can configure workflows to streamline credit checks, risk assessments, and collections. Routine tasks are automated, ensuring consistency and reducing manual effort.

Can Kolleno help recover outstanding debts?

Yes, Kolleno connects you with B2B collection agencies and provides escalation pathways to ensure effective local and international debt recovery.

Still have questions?

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